A Financial Planner will analyze your current financial situation, including your cash flow, goals, debt, and more. Our financial planning services will help you develop a unique plan that will enhance and maintain the financial security of both you and your family, both in life and after death. We will act in your best interests as we guide you throughout the process.
We utilize asset allocation models and sophisticated technical tools to construct a target allocation based on your unique needs and risk tolerance. Each and every client will have a portfolio tailored to their specific needs. We feel that diversification is at the center of success for a portfolio. We consider tax implications and analyze the effects of gains in your account. A well-managed portfolio will provide investors with the diversification needed to help achieve their investment goals, and is part of a good overall financial plan.
When was the last time you saw your 401K representative? How often do they visit your operation? Is your 401k representative a Fiduciary? When was the last time you received investment advice that was specific to your needs? A 401(k) plan can be a great asset for a business, but in many cases, it can easily turn into a liability. Our services are here to keep it as the former. We can conduct a 401(k) Plan Stress Test that will identify any problems or shortcomings in your pension plan and make recommendations on how to correct them.
We work with businesses to formulate the 401(k) plan that best suits the owners and their employees. It is important to understand what a Qualified Plan is, how it works and how to go about starting one. With an eye on affordability, we provide advice and guidance on plan implementation, structure, and flexibility. We are fiduciaries, so we put your interests ahead of our own.
This service helps to designate and implement the transfer of your estate, that is everything you own, when you are no longer here. We can provide information about essential documents such as a living will, beneficiary designations, and power of attorney. We offer a professionally-designed estate plan, with referrals to local attorneys to see that it is documented and executed correctly. You’re never too young to start preparing!
Charitable Giving is a way to support a specific cause or organization that you care about. There are many different ways in which this could be done. Private foundations, endowments, charitable remainder trusts, and charitable annuity remainder trusts are a few of the avenues you could take to support organizations that are important too you.
Imagine earning more and deepening client relationships, all with minimal effort or risk. The TTG Financial Services Alliance is your opportunity to do just that. The Alliance allows Licensed Insurance Agents to share in the revenue from 401(k) plans, investment management services, financial planning and more. It is not just a one time referral fee, it’s an ongoing share of all generated revenue.
Divorce can be painful and difficult for just about anyone, and although you may be sad, you do not need to feel confused or helpless with regards to financial matters. Financial issues can be particularly troublesome when dealing with a more financially sophisticated spouse. Our Divorce Financial Advisors can work, along with your attorney, to help put you on an equal financial footing with your spouse, and explain sophisticated financial matters in plain English.
When you have a loved one with special needs, there is an additional layer of planning to consider. Retirement planning, investment strategies, estate planning, and many more concepts require special consideration when including a special needs loved one in your plan. An experienced special needs financial advisor will take you through the entire process and build a plan that maximizes benefits and ensures security for the long run.
Whether you’re planning a move abroad or already living as an expatriate, global life presents unique challenges in tax, investments, and cash management. TTG specializes in helping Ex-Pats cut through this complexity and confidently manage the finances of their international life.